Is Uzbekistan cashless?
Cash preferred#102 of 197 in The Cashlessy Index 2026 · #18 of 32 in Asia
Short answer: Plan to use cash every day. Cards are mainly for hotels and bigger businesses.
Card acceptance has improved in Tashkent, Samarkand and Bukhara hotels and restaurants, but bazaars, taxis and small cafes want cash.
Will my card work?
In cities and tourist areas. Hotels, chains and larger restaurants in Uzbekistan take cards; smaller places often do not.
Do I need cash?
Yes. Cards work in some places, but you will need cash most days in Uzbekistan.
Local currency: Uzbekistani som (UZS)
How does tipping work?
A 10-15% service charge is often added in restaurants.
Mobile payments
Local apps often need a local bank account or phone number.
Good to know
- Yandex Go taxis accept foreign cards in the app.
Frequently asked questions
Is Uzbekistan cashless?
Uzbekistan scores 44/100 on Cashlessy (cash preferred), ranking #102 of 197 countries. Card acceptance has improved in Tashkent, Samarkand and Bukhara hotels and restaurants, but bazaars, taxis and small cafes want cash.
Do I need cash in Uzbekistan?
Yes. Cards work in some places, but you will need cash most days in Uzbekistan.
Are credit cards accepted in Uzbekistan?
In cities and tourist areas. Hotels, chains and larger restaurants in Uzbekistan take cards; smaller places often do not.
Do you tip in Uzbekistan?
A 10-15% service charge is often added in restaurants.
Compare with Asia
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.