Is Taiwan cashless?
Mixed#69 of 197 in The Cashlessy Index 2026 · #10 of 32 in Asia
Short answer: Pay by card, but carry a little local cash for small places.
Cards work in chains, department stores and hotels, but night markets, street food and small restaurants are mostly cash.
Will my card work?
Mostly. Visa and Mastercard are widely accepted in Taiwan, though some small businesses are cash only.
Do I need cash?
A little. Cards cover most spending in Taiwan, but carry some cash for small places.
Local currency: New Taiwan dollar (TWD)
How does tipping work?
Not expected. Upmarket restaurants add a 10% service charge.
Mobile payments
Local apps often need a local bank account or phone number.
Good to know
- An EasyCard works on the MRT, buses and in convenience stores.
- Taipei metro gates also accept contactless bank cards.
Frequently asked questions
Is Taiwan cashless?
Taiwan scores 62/100 on Cashlessy (mixed), ranking #69 of 197 countries. Cards work in chains, department stores and hotels, but night markets, street food and small restaurants are mostly cash.
Do I need cash in Taiwan?
A little. Cards cover most spending in Taiwan, but carry some cash for small places.
Are credit cards accepted in Taiwan?
Mostly. Visa and Mastercard are widely accepted in Taiwan, though some small businesses are cash only.
Do you tip in Taiwan?
Not expected. Upmarket restaurants add a 10% service charge.
Can I use Apple Pay or Google Pay in Taiwan?
Yes. Phone wallets work at most terminals that accept contactless cards in Taiwan.
Compare with Asia
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.