Is Fiji cashless?
Cash preferred#105 of 197 in The Cashlessy Index 2026 · #3 of 14 in Oceania
Short answer: Plan to use cash every day. Cards are mainly for hotels and bigger businesses.
Resorts and larger shops take cards, often with a surcharge. Markets, buses and villages need cash.
Will my card work?
In cities and tourist areas. Hotels, chains and larger restaurants in Fiji take cards; smaller places often do not.
Do I need cash?
Yes. Cards work in some places, but you will need cash most days in Fiji.
Local currency: Fijian dollar (FJD)
How does tipping work?
Not expected. Many resorts have a staff Christmas fund instead.
Mobile payments
Local apps often need a local bank account or phone number.
Frequently asked questions
Is Fiji cashless?
Fiji scores 42/100 on Cashlessy (cash preferred), ranking #105 of 197 countries. Resorts and larger shops take cards, often with a surcharge. Markets, buses and villages need cash.
Do I need cash in Fiji?
Yes. Cards work in some places, but you will need cash most days in Fiji.
Are credit cards accepted in Fiji?
In cities and tourist areas. Hotels, chains and larger restaurants in Fiji take cards; smaller places often do not.
Do you tip in Fiji?
Not expected. Many resorts have a staff Christmas fund instead.
Compare with Oceania
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.