Is Denmark cashless?

Go cashless#3 of 197 in The Cashlessy Index 2026 · #3 of 45 in Europe

Short answer: Leave the cash at home. Your card or phone will work almost everywhere.

You can get through a trip without touching cash. Cards and phones are accepted nearly everywhere, from hot-dog stands to public toilets.

94out of 100
Card acceptanceAccepted almost everywhere
Cash neededRarely needed
Paying by phonePay by phone
ATM costsNot yet checked

Will my card work?

Yes. Visa and Mastercard are accepted almost everywhere in Denmark, and contactless is common.

Do I need cash?

Rarely. You can get by in Denmark with a card or phone almost everywhere.

Local currency: Danish krone (DKK)

How does tipping work?

Service is included. Tipping is not expected; rounding up is a nice gesture.

Mobile payments

  • Apple Pay
  • Google Pay
  • MobilePay

Local apps often need a local bank account or phone number.

Good to know

  • Foreign cards sometimes carry a small surcharge.

Frequently asked questions

Is Denmark cashless?

Denmark scores 94/100 on Cashlessy (go cashless), ranking #3 of 197 countries. You can get through a trip without touching cash. Cards and phones are accepted nearly everywhere, from hot-dog stands to public toilets.

Do I need cash in Denmark?

Rarely. You can get by in Denmark with a card or phone almost everywhere.

Are credit cards accepted in Denmark?

Yes. Visa and Mastercard are accepted almost everywhere in Denmark, and contactless is common.

Do you tip in Denmark?

Service is included. Tipping is not expected; rounding up is a nice gesture.

Can I use Apple Pay or Google Pay in Denmark?

Yes. Phone wallets work at most terminals that accept contactless cards in Denmark.

Compare with Europe

Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.